using out-of-network benefits

In case of limited in-network slot availability, services may be covered in part or in full by your health insurance plan using your out-of-network benefits. Please check your coverage carefully by asking your provider these questions:

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• Do I have "out-of-network" mental health insurance benefits?

• What is my deductible and has it been met?

• What is my "co-insurance"?

• How many sessions per year does my health insurance cover?

• What is the coverage amount per session?

• Is approval required from my primary care doctor?

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In instances where out-of-network benefits are covered, you will be responsible for payment of the full fee at the time of service, and your insurance will reimburse your expenses. At the end of each month, we will provide you with a “superbill”, which is an invoice for the month’s payments in session. You can then submit this document to your insurance provider for reimbursement.

 

benefits of paying out-of-pocket

Insurance companies often mandate a diagnosis, oversee your health records, and may seek access to your information while in therapy. They also may limit your coverage to a set number of therapy sessions per year, regardless of what you're going through. For many, paying out-of-pocket is a better fit. Please feel free to call us to further discuss any questions.